If you have been with the same broker and the same insurance company for over three years without any changes, the broker/consultant may not be doing their job.  The employee benefits market changes every year and what was a good plan last year may not be the best option for you this year.  BRI is an independent firm.  We assist you in dealing with insurance companies policies and parameters.  Some of the areas that we evaluate, recommend and implement include:

• Group Major Medical
  • Indemnity Plans
  • HMO/PPO/POS Plans
  • Dual & Triple Option Plans
• Medical Alternate Funding Options
  • Fully Insured
  • Partially Self Funded
  • Self Insured
• Third Party Administration
• Group Life Insurance
• Group Disability (Short & Long Term)
• Pension/Profit Plans
  • 401K
  • SEP Plans
• Voluntary Employee Plans
• Informational Seminars
  • COBRA
  • FMLA
  • 5500 Filings
  • Flex & Cafeteria Plans
  • HIPAA/and others
• Human Resources “Extended Staff” Approach
  • Policy Formation & Evaluation Support
  • Technical Support
  • Special Task & Site Consultation

This represents a few of our valued services, with over twenty years of experience in the health insurance and employee benefits industry we are able to assist you in all areas of the corporate world.